Terms of Service

Effective Date:

1. Acceptance and Updates

By accessing or using Afford's products and services, you confirm that you have read, understood, and agreed to these terms and related rules. If we update the terms, we will notify you in a reasonable manner. Your continued use of the service constitutes acceptance of the updated terms.

2. Account and Usage

  • You must provide true and accurate information during registration and keep it updated.
  • You are responsible for safeguarding your account credentials and for all activities that occur under your account.
  • If you discover any unauthorized use, please contact us immediately.

3. User Conduct

You agree not to engage in the following prohibited activities:

  • Violating laws, regulations, or infringing on the rights of others.
  • Attempting to disrupt service security, interfere with normal operations, bypass access controls, or reverse engineer the software.
  • Scraping data, abusing APIs, or consuming system resources in an unreasonable manner.

4. Intellectual Property

  • Afford's interface, trademarks, code, documentation, and content (excluding user-generated content) are protected by relevant laws.
  • You may not copy, distribute, sell, or otherwise exploit the above content without permission.

5. Privacy and Data

We process your personal information in accordance with our Privacy Policy. Please read it carefully before using the service.

6. Disclaimer and Limitation of Liability

  • The budgets, forecasts, and net worth projections provided by this product are estimates for reference only and do not constitute investment or financial advice.
  • To the extent permitted by law, we are not liable for any indirect losses arising from your use or inability to use the service.

7. Termination

If you violate these terms or related rules, we may restrict features, suspend, or terminate your service as appropriate.

8. Contact Us

If you have any questions about these terms, please contact:

hello@jostudio.app